OK, I use a year, but not usually as a PIN, more for the password end of things. So say you have a debit card, as I do, and per your bank's rules you can have two different PINs tied to that card; one for the automated phone system and one to actually perform debit transactions. The one I use the year on; the other I use the non-year PIN number on.
The PIN I use is the last four numbers of a telephone number I had for 18 years back in NY. Interestingly, no one but me can remember that number; my mom never could, though she had it as long as I did; my fiance cannot recall it either, even though it was the only number he ever called me on the entire first and second time we dated as kids. I have amazing recall of, like, the dumbest things. :)
And yes, I hear ya on the "your PIN can usually be much more than four characters" but for me, it's just plain easier to stick to four until the day something forces me to change that either for peace of mind, actual security reasons or whatever (also, the year I chose is no one's birthday; it was the year we moved into a certain place with a certain phone number that we kept for over 18 years).
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The PIN I use is the last four numbers of a telephone number I had for 18 years back in NY. Interestingly, no one but me can remember that number; my mom never could, though she had it as long as I did; my fiance cannot recall it either, even though it was the only number he ever called me on the entire first and second time we dated as kids. I have amazing recall of, like, the dumbest things. :)
And yes, I hear ya on the "your PIN can usually be much more than four characters" but for me, it's just plain easier to stick to four until the day something forces me to change that either for peace of mind, actual security reasons or whatever (also, the year I chose is no one's birthday; it was the year we moved into a certain place with a certain phone number that we kept for over 18 years).